California drivers are among the top for what they pay in car insurance premiums, that cost gets even higher the more tickets you have. According to one Kern County Speeding Ticket lawyer the cost of a speeding ticket is just the beginning. Acquiring even one speeding ticket can result in a significant jump in your car insurance rates, in some cases causing your rate to double or triple, according to insurance experts.
The experts tell you to make sure you know how your insurance rates will be affected before you plead guilty to that speeding ticket and send in your fine payment. There are a plethora of ways to beat or reduce your violation. Evaluate the cost of the ticket, plus potential insurance costs to see if fighting the ticket or hiring a speeding ticket attorney is an option for you. According to current market data, the average yearly policy from GEICO, 21st Century, Esurance, and AAA for someone with a good driving record for three years was $1,535. With just one speeding ticket on your record, that rises $811 a year to $2,346. That means over three years your car insurance would cost an additional $2433 for having just one violation on your record.
The price of a speeding ticket is even higher for CDL commercial drivers’ license holders, even if they are ticketed in their private vehicles. In California, traffic school is not an option for CDL holders and every 1 point infraction is actu-ally worth 1.5 points on your record if you have a commercial license. Most employers will not tolerate the additional liability associated with having drivers with speeding tickets on their CDL. This is particulary troubling for CDL drivers when officers will write drivers up for multiple violations on the same ticket that could cause a license suspension. Even if there are no employment consequences commercial drivers would still have to pay the additional insur-ance for their private vehicles from receiving a speeding ticket on their record.